Xinda Financial's UnionPay Front-end System
Xinda Financial's UnionPay Front-end System
The UnionPay Front-end System is a crucial component of various banking systems, responsible for handling all interbank transactions. It enables interconnection of bank card transactions through the UnionPay processing center. Each bank must develop a corresponding UnionPay Front-end System internally to connect with the UnionPay center for processing interbank transactions involving non-local bank cards.
Category | Transaction Name | |
Issuer transaction | ATM transactions | Balance inquiry transactions, withdrawal transactions, withdrawal reversal transactions, deposit transactions, deposit cancellation transactions, deposit confirmation transactions, incoming transfer transactions, incoming transfer confirmation transactions, outgoing transfer transactions, outgoing transfer reversal transactions. |
Point of Sale (POS) transactions | Balance inquiry transaction, consumption transaction, consumption reversal transaction, consumption cancellation transaction, consumption cancellation reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, return transaction, pre-authorization transaction, pre-authorization reversal transaction, additional pre-authorization transaction, additional pre-authorization reversal transaction, pre-authorization cancellation transaction, pre-authorization cancellation reversal transaction, pre-authorization completion transaction, offline pre-authorization completion transaction / settlement notification, pre-authorization completion reversal transaction, pre-authorization completion cancellation transaction, manual pre-authorization cancellation transaction, pre-authorization completion cancellation reversal transaction. | |
Error transaction | Exception handling, interbank transfer transaction online adjustment, ATM deposit error processing, credit adjustment, request, re-request, refund, secondary refund, manual return, manual authorization completion, payment and collection fees. | |
Acquirer transaction | ATM transactions | Balance inquiry transaction, withdrawal transaction, withdrawal reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, agency transfer transaction, transfer-in transaction, transfer-out transaction, transfer-out reversal transaction. |
Point of Sale (POS) transactions | Balance inquiry transaction, purchase transaction, purchase reversal transaction, purchase cancellation transaction, purchase cancellation reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, return transaction, pre-authorization transaction, pre-authorization reversal transaction, additional pre-authorization transaction, additional pre-authorization reversal transaction, pre-authorization cancellation transaction, manual pre-authorization cancellation transaction, pre-authorization cancellation reversal transaction, pre-authorization completion transaction, pre-authorization completion reversal transaction, offline pre-authorization completion transaction, pre-authorization completion cancellation transaction, pre-authorization completion cancellation reversal transaction. | |
Management transactions | Check-in, check-out, apply for keys, line testing, initiate key reset. |