Xinda Financial's UnionPay Front-end System

Xinda Financial's UnionPay Front-end System

The UnionPay Front-end System is a crucial component of various banking systems, responsible for handling all interbank transactions. It enables interconnection of bank card transactions through the UnionPay processing center. Each bank must develop a corresponding UnionPay Front-end System internally to connect with the UnionPay center for processing interbank transactions involving non-local bank cards.



Category

Transaction Name

Issuer transaction

ATM transactions

Balance inquiry transactions, withdrawal transactions, withdrawal reversal transactions, deposit transactions, deposit cancellation transactions, deposit confirmation transactions, incoming transfer transactions, incoming transfer confirmation transactions, outgoing transfer transactions, outgoing transfer reversal transactions.

Point of Sale (POS) transactions

Balance inquiry transaction, consumption transaction, consumption reversal transaction, consumption cancellation transaction, consumption cancellation reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, return transaction, pre-authorization transaction, pre-authorization reversal transaction, additional pre-authorization transaction, additional pre-authorization reversal transaction, pre-authorization cancellation transaction, pre-authorization cancellation reversal transaction, pre-authorization completion transaction, offline pre-authorization completion transaction / settlement notification, pre-authorization completion reversal transaction, pre-authorization completion cancellation transaction, manual pre-authorization cancellation transaction, pre-authorization completion cancellation reversal transaction.

Error transaction

Exception handling, interbank transfer transaction online adjustment, ATM deposit error processing, credit adjustment, request, re-request, refund, secondary refund, manual return, manual authorization completion, payment and collection fees.

Acquirer transaction

ATM transactions

Balance inquiry transaction, withdrawal transaction, withdrawal reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, agency transfer transaction, transfer-in transaction, transfer-out transaction, transfer-out reversal transaction.

Point of Sale (POS) transactions

Balance inquiry transaction, purchase transaction, purchase reversal transaction, purchase cancellation transaction, purchase cancellation reversal transaction, deposit transaction, deposit cancellation transaction, deposit confirmation transaction, return transaction, pre-authorization transaction, pre-authorization reversal transaction, additional pre-authorization transaction, additional pre-authorization reversal transaction, pre-authorization cancellation transaction, manual pre-authorization cancellation transaction, pre-authorization cancellation reversal transaction, pre-authorization completion transaction, pre-authorization completion reversal transaction, offline pre-authorization completion transaction, pre-authorization completion cancellation transaction, pre-authorization completion cancellation reversal transaction.

Management transactions


Check-in, check-out, apply for keys, line testing, initiate key reset.


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